Annuities
Turn Savings Into Lifetime Income. Invest in Peace of Mind.
When planning for retirement, it’s not just about how much you’ve saved—it’s about how long that money will last. At Heritage Wealth Group, we offer tailored annuity solutions designed to provide reliable, long-term income so you can enjoy retirement with confidence.
Whether you’re looking to grow your wealth, protect your principal, or guarantee income for life, we’ll help you find the right annuity strategy to meet your needs.
What Is an Annuity?
An annuity is a financial product that provides a stream of income—either for a set period or for life—in exchange for an upfront investment. Annuities can offer tax-deferred growth, market participation, or guaranteed payments, making them a powerful tool for retirement income planning.
Types of Annuities We Offer
Fixed Annuities
Guaranteed rates and predictable income with protection from market risk.
Fixed Indexed Annuities
Growth potential tied to market performance—without risking your principal.
Variable Annuities
Market-based investment options for those seeking growth and are comfortable with risk.
Immediate Annuities
Begin generating income right away—ideal for retirees needing dependable cash flow now.
Deferred Income Annuities
Plan for the future with guaranteed income starting at a later date.
Why Consider an Annuity?
Lifetime Income – Avoid outliving your savings with income you can’t outlive.
Tax-Deferred Growth – Let your money grow without immediate tax impact.
Market Protection – Choose options that offer growth potential with downside protection.
Estate Planning Benefits – Some annuities offer death benefit features for loved ones.
Our Approach
At Heritage Wealth Group, we take the time to understand your retirement goals, risk tolerance, and income needs. Our experienced advisors guide you through the different types of annuities, explain the pros and cons, and ensure your annuity fits into your broader financial plan.
Secure your retirement. Simplify your income.