Life Insurance
Protect What Matters Most. Plan with Confidence.
Life is full of uncertainty—but your family's financial future doesn't have to be. At Heritage Wealth Group, we help you find the right life insurance solutions to protect the people you love and the legacy you're building. Whether you’re just starting a family, growing a business, or planning your estate, we’ll help you choose a plan that fits your life and your goals.
Why Life Insurance Matters
Life insurance is more than a safety net—it’s a foundation for long-term security. It can provide your loved ones with financial support, pay off debts, replace income, fund education, or even support business continuity.
Our Life Insurance Offerings
We provide a full range of life insurance products from trusted carriers to meet your needs:
Term Life Insurance
Affordable, straightforward coverage for a set period—ideal for income replacement and debt protection.
Whole Life Insurance
Permanent coverage with guaranteed premiums and cash value accumulation over time.
Universal Life Insurance
Flexible lifelong coverage that allows you to adjust premiums and benefits as your needs change.
Indexed Universal Life (IUL)
Offers growth potential linked to market performance, with downside protection and tax-advantaged features.
Business Life Insurance
Key person insurance, buy-sell agreements, and executive bonus plans to protect and grow your company.
Our Process
At Heritage Wealth Group, we make life insurance planning simple and personal:
Needs Analysis – We evaluate your financial picture, dependents, goals, and existing coverage.
Plan Comparison – We present clear, tailored options so you can make informed decisions.
Policy Selection – We guide you through the application and underwriting process.
Ongoing Support – Your needs change. We're here to review and update your coverage as life evolves.
Why Work With Us?
Independent & Unbiased – We represent multiple top-rated insurance providers, giving you more choice and better value.
Licensed Professionals – Our advisors are experienced, ethical, and committed to your best interests.
Full Financial Integration – We align your insurance strategy with your overall financial and estate planning.
Protect your loved ones. Secure your legacy.